The Best Homeowners Insurance for Veterans of 2023

Why It Made the Cut: Armed Forces Insurance (AFI) focuses on insurance products for veterans, offers various discounts to lower insurance costs, and has online resources tailored to the needs of service members and veterans.

Although not currently rated by AM Best, Armed Forces Insurance may be a terrific option for veterans looking for homeowners insurance. The company works exclusively with active service members and veterans as well as their family members, so employees may be particularly well suited to working with veterans and helping build a homeowners insurance policy. In fact, one of the perks of AFI membership is that the parents and children of current and former customers are also eligible to purchase a policy from the company. To make those policies more affordable, AFI offers a variety of discounts, such as for living in gated or guarded communities, having fire alarms or security systems installed, and buying a new home.

Another perk is the company’s website, which has a wide range of online resources to help educate veterans about their insurance options as well as offer assistance in other ways. In addition to resources that cover the basics of homeowners insurance, the company provides a wealth of information on protecting against identity theft and managing permanent change-of-station moves, among other topics. It even provides a digital post-traumatic stress disorder (PTSD) card that can be printed out and carried by veterans.